During a convention cocktail party, you overhear a group of healthcare financial officers discussing financing policy. One finance officer wearing a black suit says that control is primary so debt should always be maximized. Another finance officer in a green sweater declares that risk is paramount and must be minimized. A third finance officer in a tracksuit insists that maximizing income is the only way to go. Decide whether you agree with black suit, green sweater, tracksuit, all of them, or none of them.