Present an argument that supports of one of the following claims:
The use of credit is a shopping convenience that enables us to even our lifelong consumption.
OR
The use of credit should be avoided, as we should not purchase items unless we have the cash.
Describe what topic you are covering and why you chose the topic. This may be used as your actual introduction for your Critical Thinking Assignment.
Once you have chosen a topic, include the following in essay form:
1. Provide written definition of the problem. (Be sure to state the argument you have chosen).
2. Support your argument with 2-3 key points based upon your research. Your research must include at least 3 credible web sites. (Be sure to include the URL on the Reference page, and site the author within the body of your paper).
3. Explain the consequences of your decision/viewpoint both pro and con.
4. Your work must include at least one financial calculation.
Use the attached template to turn in your paper. Be sure to fill in the missing information on the cover sheet. Use Times New Roman, 12 pt. font, double space, right justified, APA format for reference material.
