A helpful first step in ethical analysis is to look for harms and benefits. What harm was done by this fraud?

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Wells Fargo Bank Scandal
Download the attached file and read the case and draft a brief 2-3 page, double spaced, written report (not including a reference page). Your case report should attempt to best address the following questions:

– A helpful first step in ethical analysis is to look for harms and benefits. What harm was done by this fraud? Can you explain exactly what the ethical wrong was? Other than consumers, who else was harmed? Who benefited? Did the parties who benefited deserve the benefit? Were any benefits unfair or unethical?
– Where would you place primary responsibility for this scandal: individual employees who forged customers’ accounts, managers who oversaw those employees, senior executives, board members, or the corporation itself?
– Sometimes when we assign responsibility, we are looking for someone to blame, someone who is at fault. Who do you blame in this case?

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