How did the famine caused by the new Mini-Ice Age [1315-1317] combined with the Black Death [1347-1352] and ubiquitous Warfare to increase the death rate to the point where a sharp demand for salvation placed the catholic Church in crisis due to the Babylonian Captivity [1309-1378] and the Western Schism [1378-1415], which laid a foundation for the Reformation [1517-1648]?