Fintech evolution and its impact on Traditional Financial institutions in Cameroon

Words: 354
Pages: 2
Subject: Uncategorized

Data analysis and findings for a dissertation based on interveiws with 8 experts.
Note that no interviews were done, so the essay will have to be written based off 8 different perspectives to the interview questions below, presumably asked to managers at 8 different banks, using past literature review to support any theories.

1. How do you define Fintech and what in your opinion are the factors that have influenced the growth of Fintech in Cameroon?
2. Are FinTechs currently impacting any segments of the banking/financial service industry? If so which? And if not do you see this happening in the future?
3. In what segments of the Cameroonian Financial service market do you feel FinTech is seeing the greatest adoption, growth or disruption and why?
4. Do you consider FinTech, specifically peer-to-peer and peer to Merchant platforms, a serious competition for traditional Banks/insurance?
5. Do you think FinTech will ultimately collaborate or complement traditional financial services providers like your institution or are they going to completely disrupt the industry?
6. Does your bank / Insurance company have the possibility and capability to adopt new technologies or business models to challenge the impact of Fintech companies?
7. What are the challenges or opportunities your institution is currently facing or foresee in the near future that you assimilate to the evolution of Fintech?
8. Has the evolution of Fintech impacted regulation on traditional Financial services in Cameroon?
9. What in your opinion should the regulators do to protect the financial institutions against FinTech companies? Or do you even think regulatory protection is needed?
10. What do you expect the future of the Financial service industry to look like? Is there a possibility of the Fintechs completely take over traditional banking and/or insurance companies?

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