Discuss on the lessons learned since the 1980s and 1990s savings and loan crises. How do they keep happening? What are some of the enhancements that will help with fraud prevention? Is there anything you believe you could have done better? Is there a way to ensure that fraud does not take place? What would you do as a regulator to ensure better outcomes? In order to obtain a better grasp of this subject, focus on the necessary/unnecessary actions that have been taken so far in this matter
