What is the highest interest rate at which it would be beneficial to refinance the mortgage?

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Words: 118
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A homeowner took out a 25-year fixed-rate
mortgage of $205,000. The mortgage was
taken out 7 years ago at a rate of 7.05
percent. If the homeowner refinances, the
charges will be $3,350. What is the highest
interest rate at which it would be beneficial
to refinance the mortgage?

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