How can the application of finance improve your professional and personal decisions? Why is ethical behavior so important in the field of finance? Discuss the categories of financial ratios by providing an example of at least one ratio from each category and how it is calculated. If we divide users of ratios into short-term lenders, long-term lenders, and stockholders, which ratios would each group be most interested in, and for what reasons? Discuss the relationship between risk and return. Do you consider yourself risk-averse or risk-tolerant? Assume you own a portfolio, what does diversification do the risk and return characteristics of this portfolio? Capital structure refers to the mixture of debt and equity for a firm. Discuss the advantages and disadvantages of using equity as a form of financing for a firm? Discuss the advantages and disadvantages of using debt as a form of financing for a firm. Why is the use of debt financing referred to as using financial leverage? This is a discussion so it needs to have each question pasted then the anwser below it, Refrences needed and cited if used.
